Avoid Spoiling Your Outdoor Grilling With a Fire
Outdoor grilling in Park Ridge, IL
Warm weather grilling is one of the greatest pleasures of summer. Steaks, burgers and vegetable kebabs all taste better cooked over the open grill. But as quick as a wink, your pleasure can turn to pain if a grill fire flares up. Firefighters are called to over 10,200 occurrences of barbecue fire in the United States each year, including in your town of Park Ridge,IL.
Ways To Avoid a Fire When Grilling
The fire damage cleanup from a grill fire is a little more intense than cleaning up after a barbecue with friends, but such fires can be prevented with the proper care. Consider the following guidelines when preparing your next cookout.
- Always remove grease from the grills and catch trays before heating the grill
- Make sure the propane tank is operating properly with no leaks
- Stay clear of trees and overhangs that could possibly catch fire
- Keep pets and children several feet from the grill to avoid burns or accidental tipping
More Tips for Fire Avoidance
One other essential tip is to make sure the grill and any charcoal, wood or other combustibles are fully cool before putting it away. Also, be certain that the fuel tank is shut off and stowed away from any heat source when not in use.
Get Help When Needed
When a grill catches fire, it may likely affect the patio, garage or even more of the home. Fire damage and smoke damage as well as water damage from extinguishing the fire can create a disaster you are not prepared for. Call fire and water restoration professionals in Park Ridge,IL that and help with the fire cleanup and help make your home as good as new.
While grilling is a satisfying and popular summer pastime, a grill fire can create a small to disastrous emergency. Prepare ahead and you can put the energy of worrying into giving your guests a good time.
3 Reasons To Call a Mold Expert
Mold damage due to moisture buildup in walls
3 Reasons to Seek for a Mold Remediation Specialist
A lot of attention is given to the climate and environment and with good reason. But how often do you think about the indoor air quality of your home? A major threat to indoor air quality is mold growth, which is at times obvious and others not. Here are three reasons to seek out a mold remediation specialist in Chicago,IL.
1. Standing Water Presents a Risk
The most obvious reason to call a mold expert is flood damage, and the most important factor in this is timing. In still water, mold proliferates quickly. In fact, mold can start to grow within 24 to 48 hours of flooding. Responding quickly and properly are vital for effective mitigation. The faster you remediate, the better off you’ll likely be.
2. Mold May Not Be Obvious
Bacteria and mold require moisture to thrive, and moist conditions can occur with or without flooding. High humidity and hidden leaks in your home can be catalysts for mold growth. If you see standing water, water damage or actual mold, call for help. A strong smell of must and mildew is also an important indicator that something may be wrong.
3. Professional Equipment May Be Necessary
You can try to save money and go the Do-It-Yourself route, but you need to be sure it is worth the risk. Household fans, and even ones from tool rental companies, may not be enough to sufficiently dry carpet and porous wood furniture, which can both hold moisture. Depending on the severity, protective gear such as hazard suits and professional masks may be necessary.
Mold growth and bacteria can negatively impact your belongings, your air quality, and your finances. It is not always apparent that mold is an issue. Addressing risks quickly, proactively and with the help of an expert is often necessary to properly remediate. These are all reasons to take precautions and call an expert, which should give you peace of mind.
Are You Paying Too Much for Mold Removal?
Hand removing wallpaper damaged by mold in a Park Ridge, IL home
If you're looking into mold removal for your home in Park Ridge,IL, don't be afraid to dig deep and take it slow in order to get the best service out there for minimal cost to yourself. Not a lot of people know what to do about mold, so it's easy to get swindled.
Do Your Homework
One way to stay on top of costs surrounding mold removal is to inform yourself before you pay someone to start remediation. Even if you do find a trustworthy restoration company, if you already have an idea of what you need done, you can avoid unnecessary work or inflated pricing. You should consider contacting a mold inspector or certified industrial hygienist (CIH). They can:
- evaluate the extent of damage.
- find the source of the mold growth.
- give you an estimate or recommend some
- trustworthy professionals.
Contact Your Insurance
Depending on how the growth occurred, sometimes your insurance company will compensate you for mold removal costs. Take the time to clarify your coverage with your provider before a disaster happens, so you aren't left in a lurch. Mold is usually covered along with water damage in all-perils policies. Once the time has come, be sure to document everything you can- take pictures and gather relevant documentation. Your insurance may send out an inspector of their own, or have guidelines on how to move forward.
Vet Your Options
When picking out a good mold remediation service, don't just call the first one you google. You should make sure that they are certified and have an established history in your area. Don't forget to look at reviews and testimonials on multiple platforms. Research whether or not they specifically offer black mold removal. If the damaged area isn't cleaned properly, mold is likely to come back pretty quickly, and then you'll have to pay to have it removed all over again.
Mold removal can be a costly venture, but that doesn't mean you should accept any price thrown your way. If you arm yourself with a little knowledge, you can mitigate the impact on your wallet quite a bit.
How To Restore Your Company’s Water-Damaged Documents
Water damaged documents
If you’ve experienced water damage in your business, you know how disruptive the cleanup can be. Whether from a flood or a burst pipe, water can cause significant destruction to your property. Wet documents can be particularly vulnerable because paper quickly deteriorates when wet. If your Rosemont, IL, business has sustained water damage, and your documents were affected, this brief discussion may help you understand where to start.
Documents That Can Be Restored
When water damage occurs, a hierarchy develops as you attempt to protect and save your valuable property. It’s important to work with your water remediation expert to address water-damaged documents right away. The following types of documents can be professionally restored:
- Paper items such as contracts, financial records and certificates
- Film-based items such as X-rays and photographs
- Books and periodicals
- Maps, posters and blueprints
It may help to mention upfront what types of wet documents you have. Your remediation professionals can guide you with the next steps to take.
Restoration Methods That Work
Most document specialists use state-of-the-art equipment for document drying, sanitization and restoration. A team will gather and transport your items to a facility with large, industrial freeze dryers. Freezing slows down the deterioration of paper products and buys some time to prepare the restoration process.
The frozen documents will then be dried through a specialized warming and evaporation process. As moisture evaporates, it is vaporized and diverted to prevent further contamination. Finally, the documents can be sanitized using an irradiation method.
Since security is a critical element of document services, a HIPAA certified staff member will likely oversee the process. It’s important to trust that your items will be handled confidentially.
If a flood or a plumbing problem has caused water damage to your company’s documents, you may benefit from contacting a restoration specialist right away. If the wet documents were contaminated by flooding or sewage, professional help is essential due to the high level of contamination. If you act quickly, document restoration teams can help you dry and restore your valuable paper-based items. You might even end up feeling “Like it never even happened”.
3 Useful Ways To Avoid Water Damage in Your Home
Water damage in Rosemont, IL
Ways to Avoid Water Damage In Your home
Water in the home can cause a catastrophic amount of damage, and many homeowners in Rosemont, IL, are eager to prevent water damage from occurring in their homes. However, many people aren't sure how to prevent this type of damage. Fortunately, there are several ways homeowners can avoid water damage in their homes.
1. Monitor Your Appliances
Damaged or broken appliances are often a common cause of home flooding. Any appliances that use water, such as washing machines, dishwashers or sinks can leak or malfunction, and it can be easy to miss these issues. However, by monitoring your appliances, you are more likely to notice if an issue arises. If you notice that one of your appliances is malfunctioning or leaking, it can be useful to contact someone who can inspect the appliance.
2. Maintain Your Home's Pipes
If a broken pipe causes your home to flood, it may be helpful to contact emergency water damage restoration services. However, rather than worrying about pipe cleanup after there is water in the home, it's often preferable to instead maintain your home's pipes in order to prevent a flood. It can be helpful to observe your pipes for any signs of leaks or corrosion. In addition to your own observations, it's often wise to employ a plumber to perform routine maintenance on your home's pipes in order to prevent flooding.
3. Keep Humidity Levels Low
Though water damage is generally associated with flooding, your home can also sustain water damage if humidity levels in your house are high. High humidity levels can cause certain materials, such as plywood, to weaken. Additionally, excessive moisture in the home can also increase the likelihood of mold growth. To prevent humidity levels from rising too high in your home, it can be helpful to use fans and dehumidifiers when cooking, bathing or showering.
Understanding how to prevent disaster from striking your home can bring you peace of mind. You can often prevent water in the home by monitoring your appliances, maintaining your home's pipes and keeping low levels of humidity in your home.
4 Things to Consider Before Purchasing Flood Insurance for Your Business
Flood insurance might be one of the best investments you make for your company
Is It Necessary For An Owner To Have Flood Coverage For His Building?
Business owners often have a slightly skewed view of looking at the world. Instead of focusing on dreams, they like to be more practical or pragmatic, meaning that they focus on the bottom line and want to keep control over the purse strings of the company. However, despite the desire to avoid expenses, some costs are necessary and even required, like commercial insurance, but what about flood insurance? Is it necessary for an owner to loosen up those purse strings for flood coverage? It depends on any of the four following factors.
Some areas in the country do not give business owners, or property owners for that matter, a choice. Certain areas are designated high-risk flood zones, which means that properties, especially those with federally backed mortgages, are required to have flood coverage.
However, even if your business or commercial facility is located outside of one of these flood zones, it may still be in your best interest to purchase a flood insurance policy. While areas surrounding high-risk zones may not be required to purchase coverage, the risks of flooding may still be high enough to warrant the decision to purchase, especially considering that most commercial policies will not cover flood damage.
Flood coverage is designed for some very specific circumstances. For example, overflowing lakes or rivers, storm surges, blocked drainage systems, or broken dams or levees are all forms of flooding that are covered by most flood policies. However, the affected area must be at least two acres or be affecting two or more properties.
It is also necessary to consider the costs associated with hiring a storm remediation specialist in the Park Ridge,IL, area. While a commercial policy typically handles these expenses, the costs of such specialists are not covered by the same policy in the event of a flood.
Flood insurance is a highly specific form of coverage that is not entirely useful to everyone business everywhere. However, for those close to flood zones, it might be one of the best investments you make for your company.
Who Pays for Damages in a Rental Fire?
Apartment fire in Chicago, IL
In an office fire, your first concern is your safety and well-being and that of everyone you work with. You also need to be mindful of the repair, cleanup and restoration costs and what responsibilities you have. If your office is in a rented apartment building in Chicago,IL, it’s important to understand that your insurance coverage may not take care of all the damages. Make sure you understand what you face in the aftermath of this apartment fire.
If you rent office space for your company, the landlord will purchase property insurance to cover damages to the structure. To protect anything you own, it’s a smart idea to get additional commercial renter’s insurance. This will come in handy if an apartment fire starts, even if you accidentally caused it. This insurance can compensate you for the following:
- Damaged or destroyed furniture you purchased
- Décor or pictures you purchased
- Personal knick-knacks and memorabilia
- Personal equipment you used for work but purchased yourself
Property Insurance Payments
Regardless of the cause (unless it was on purpose), the property insurance should cover all fire damage to the building itself, including walls, ceilings, flooring, the roof, electrical equipment or other building systems. Make sure your landlord has comprehensive coverage against fires.
When You Have to Pay
Fires are not only destructive because of the scorching flames, but water damage and smoke damage can be significant as well. If you happened to have caused the fire due to an accident or mishap, the respective insurance coverages should kick in. However, if you intentionally caused the fire, not only will you be held financially liable for damages and to pay for professional fire restoration teams to clean up and rebuild, but you may be prosecuted.
An apartment fire has the potential to damage or destroy a significant amount of your work materials. It’s a wise idea to you supplement the property coverage with commercial renter’s insurance.
4 Frequently Asked Questions About Mold Growth
Alternaria is a common type of indoor mold
Common Questions People Ask About Mold
If you have ever come across mold growth in your building at Rosemont, IL, then you may have questions. By getting accurate answers to these questions, you may better understand why mold grows, where it comes from and how to get rid of it. Here are some of the most common questions people ask about mold.
1. What Is Mold and What Are the Most Common Types?
Mold is a fungus that is naturally found both indoors and outdoors. There are thousands of fungi and different types of mold represent different strains. Here are the most common types of indoor molds recognized by the CDC:
2. What Are the Ideal Conditions for Mold Growth?
Mold loves areas with high humidity, low water drainage and low or no light. This allows them to reproduce and further spread. However, that doesn’t mean mold can’t survive in other environmental conditions. Sometimes cold, damp areas and even hot, dry deserts also experience mold growth.
3. Are Some Building Types More Susceptible to Mold Than Others?
Yes, there are some buildings that tend to have more common instances of mold than others. Here are a few of them:
- Construction sites
- Farms and mills
- Antique shops
- Flower shops
4. What Can People Do To Reduce Their Exposure to Mold?
People who are sensitive to mold should avoid wooded areas, compost heap piles and freshly cut grass. Reducing humidity by using dehumidifiers also helps to discourage mold growth. Whenever possible, it is a good idea to let fresh air into closed spaces. Finally, leaving the cleanup work to mold remediation specialists may help to reduce close contact.
Mold exists naturally in the environment year-round in Rosemont, IL. This is the primary reason behind why it is such a common problem. Hopefully these FAQs will make you more prepared to tackle mold when you come across it.
Does Commercial Property Insurance Cover Fire Damage?
Commercial Fire Loss in Chicago, IL.
Commercial Fire Damage Insurance Coverage
Commercial property insurance can cover any structure zoned for commercial use. Depending on the level of coverage and any additional endorsements, this insurance should pay for damage resulting from burst pipes, fire, explosions, storms, or theft and vandalism. Commercial insurance can shield businesses from bearing the extensive costs of fire damage alone.
The pricing of these policies depends on several factors.
- Fire protection levels: The cost of a business insurance policy that covers fire may vary depending on the distance of the closest fire station. You may pay higher premiums if you are far from assistance or do not have suitable fire suppression safety equipment in your place of business.
- Building materials: The materials used to build a commercial property may also play a major role in determining how much commercial insurance for your business will cost. Is the building built out of fire-resistant materials or combustibles like wood? Do newer structural features or updates maintain the same level or a higher level of fire safety than the rest of the building? Insurers will factor in any additions and modifications as well as the original structure, which may either raise or lower premiums.
- The type of business: When it comes to buying property insurance or policies that compensate for business interruptions, offices are generally considered to be safer commercial properties than restaurants or businesses that work with potentially hazardous substances.
Fire is a common risk covered by commercial property insurance no matter where your business is located. Some policies may require endorsements for other less common disasters such as earthquakes or floods. If you are considering purchasing commercial insurance for your property in Chicago, IL, you should carefully assess the fire risks of your property and determine the best policy for your needs. If a fire does occur, this coverage may offset the cost of fire damage mitigation.
Getting Your Business Ready for a Flood
Storm Damage in Chicago, IL.
During storm season in Chicago, IL, flooding is always a possibility. To head storm damage off at the pass, you need to be prepared to combat it. You may not be able to prevent all the storm damage, but having a plan can minimize your losses and help you get back on your feet faster.
3 Tips to Get Your Business Ready for a Flood.
Keeping an Eye on the Sky
Keep an eye on the weather, particularly if you know that storms are a frequent occurrence where your business is located. If you know a bad storm is coming, go through this checklist to improve your chances of safety:
- Turn off utilities in case of a power surge
- Check flashlights and extra batteries
- Back up important data
- Have an evacuation or safety plan so that people know where to go during the emergency
Protecting Your Equipment
To prepare for flooding, imagine what would be the most devastating items to lose. Once you have turned off the power or unplugged all the sensitive machines, it is a good idea to move them to a higher floor where they are less likely to succumb to flood damage. Barricade your building against the impending waters by placing sandbags against the doors and windows. This not only keeps the wind from blowing them open and possibly causing damage but also keeps the rising waters at bay a little longer.
Guarding Your People
Having an evacuation plan is a must in these situations. Discuss the plan with employees on a regular basis. It is also a good idea to institute practice runs so that the day your building floods is not the first time employees are trying to stick to the plan.
After the flood, you can contact water restoration specialists to inspect and remediate the damages and get your business back to normal. The more damage you can prevent during flooding, however, the quicker the cleanup process is going to go.